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Interested to know how many people have done this type of mod whilst on a PCP finance agreement.
changing exhaust whilst on pcp
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Hi Andy, I have done this. Fitted a milltek exhaust. My way of thinking is that it can easily be returned to stock so the BMW exhaust is currently still in the garage....AndyKnight said:
The BMW salesman said that I can do whatever I like to the car so I took his word for it!
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I went MPE, probably would have preferred a BCS but I worry that the exhaust can be used by BMW to wriggle out of a wide variety of warranty claims relating to the drivetrain and its not exactly quicly reversible in the event of an issue.
Technician sucks pencil, scratches arse and states " thing is you've changed the back pressure mate, that's why your Turbo's blown and caused the over rev which blew that piston and damaged your gearbox, oh and BMW Financial Services are on the phone, something about a default notice
Technician sucks pencil, scratches arse and states " thing is you've changed the back pressure mate, that's why your Turbo's blown and caused the over rev which blew that piston and damaged your gearbox, oh and BMW Financial Services are on the phone, something about a default notice
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That argument stacks up for warranty but not BMW financial services. Just because it's a BMW part means nothing...petay135 said:
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Just following a thread on m3cutters site where BMW finance are days away from serving a default notice on an m3 owner for having lowering springs. Admittedly they were none BMW springs but it came down to any mod that alters the spec from when it left the factory, then BMW fs have the right to default.
I also had similar discussion with dealer regarding fitting an MPE but I decided not to as I thought it was too high a price for effectively a back box.
The reason I'm so curious about this is I'm booked in at bcs on sat lol.
I also had similar discussion with dealer regarding fitting an MPE but I decided not to as I thought it was too high a price for effectively a back box.
The reason I'm so curious about this is I'm booked in at bcs on sat lol.
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They can't moan for adding BMW parts so long as they are either A an updated part or a part of equal value. Stick with the BMW kit and plead ignorance. They ask for your reg when you order, if it was such a problem hey should check and notify you that you can't do it prior to selling it.
The thread was linked back here earlier.br0wny said:
A default is when you break a finance agreement, usually by breaking the terms or failing to pay.
He was told to either remove the springs and put the car back to stock, or they would be looking for the car to be paid in full.
The guy had rattles in his M4, the dealer 3-4 chances to fix them, but they couldn't. He went over the dealer's head and reported the issues to BMW directly.
Dealer got revenge/covered their backside and told BMW about the springs. BMW finance told him he's not allowed to modify the car.
At least he can return the car to stock as it's only springs. A remap that invalidates the warranty and leaves codes could have left him in a right hole.
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A default notice is when you have broken the terms and conditions of your agreement they can demand the full invoice price of the car in one big lump, usually payable in FULL within 28 days. Hypothetically speaking, a general misdemeanour would be modding the car to a point where the manufactures warranty is kaput, say fitting a JB4 which in your agreement says is an absolute no no, or a decat making the car illegal for road us in the UK etc etc. More scary is that you never know what notes are added to your car's file when its at the dealers, information you will be blissfully unaware of and probably be used against you in the event of a major component failure.br0wny said:
Makes absolutely no difference what so ever, they'll fit helicopter blades if you pay them enough, it isn't their responsibility to inform you of the rights and wrongs, and how would the service dept or the techies ever know the car was on PCP, ignorance is no defence and by you signing the agreement and agree the T&C's you are signing to say you have read and understand the contract, the onus is firmly on the owner to know the rights and wrongs I'm afraid.br0wny said:
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There's not a lot to worry about really, only if things went tits up on a major component and there would have to be a catastrophic relationship breakdown with your dealer(s) for BMW finance to get involved, and you'd have to be a complete tool to ask them to intervene if you have knowingly broken their contract.br0wny said:Thanks for the explanation
Again *fingers crossed*
ahh right i was starting to worry big timeFraggle said:There's not a lot to worry about really, only if things went tits up on a major component and there would have to be a catastrophic relationship breakdown with your dealer(s) for BMW finance to get involved, and you'd have to be a complete tool to ask them to intervene if you have knowingly broken their contract.br0wny said:Thanks for the explanation
Again *fingers crossed*
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I can't see how the dealer or the finance company can have a problem with the MPE exhaust being fitted. I was offered PCP Finance on the two demo cars I drove and both had the MPE.
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There is no problem with BMW "upgraded" parts, BMW want to sell them and they also want to sell as many finance agreements as possible.
The problem relates to third part modifications whilst on a PCP. The guy linked on M3 Cutters seems to have been a royal PITA and pursued an issue relating to body squeeks (after dropping the car on H and R's!) all the way to BMW Central. They have alerted BMWFS who have applied the letter of the law, probably to shut him up and send a message to the wider community which I would interpret as something like:-
"By all means mod your car but if it's not then right pls do not mither us or expect hours of investigative work on warranty, oh and make sure it's back to stock come handover should that be your decision.
The problem relates to third part modifications whilst on a PCP. The guy linked on M3 Cutters seems to have been a royal PITA and pursued an issue relating to body squeeks (after dropping the car on H and R's!) all the way to BMW Central. They have alerted BMWFS who have applied the letter of the law, probably to shut him up and send a message to the wider community which I would interpret as something like:-
"By all means mod your car but if it's not then right pls do not mither us or expect hours of investigative work on warranty, oh and make sure it's back to stock come handover should that be your decision.
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I did read but carn't find it the horror story of a Seat Cupra that was new and modded quite a bit. Seat pulled the warranty on the engine and ecu and Seat Finance demanded final settlement within 28 days. The small print said must be standard spec as it rolled off the production line.
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