Hard to comment on your reply Lumpy. Don't know why the 1'ers screen should be sub-standard, but that can't be ruled out of course.
Re your impression of stress in the screen. Laminated screens have been produced using toughened sheets of glass, but not usually for normal commuting passenger cars. Anyway, the fact that the crack in your screen started as a chip and ended up 3 months later as a crack halfway across your screen tells me that annealed glass was used for your screen and there should have been no designed stress in it.
However, if the fit wasn't quite correct for the curve of the body opening there would be some, although not very much, stress in the screen due to the forced deformation necessary to fit the screen in the car.
But one thing to bear in mind, for anyone who gets a stone chip in their screen. Body movement, no matter how minimal, will be transfered to the screen and ALL cracks will propogate over time. It is essential to get to a windscreen repair outfit A.S.A.P. and have them repair the chip/small crack. They will drill a small hole at the ends of the crack, which will stop it propogating, and then fill the crack, etc. with a clear sealant.